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Buying Insurance Is Only the Beginning: A Recent Illinois Decision Offers a Timely Reminder

By LKK Law, LLC |

On July 28, 2026, the First District Appellate Court issued its decision in Argus Inv., Inc. v. W. Bend Mut. Ins. Co., 2026 IL App (1st) 251987. Although the case involved a commercial property’s vacancy exclusion, the broader lesson extends well beyond vacant buildings. Buying insurance is only the first step. Businesses should confirm… Read More »

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When Do Insureds Get Independent Counsel in Illinois? Pan-Oceanic Provides New Guidance

By LKK Law, LLC |

A recent Illinois appellate decision, Pan-Oceanic Eng’g Co., Inc. v. Grange Mut. Ins., 2026 IL App (1st) 250511-U, provides new guidance on when an insured may be entitled to independent counsel at the insurer’s expense. Historically, Illinois courts focused on whether insurer-appointed counsel could shape or shift facts in a way that would defeat… Read More »

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OSHA’s Proposed Heat Standard: Preparing for Compliance as Heat Safety Regulation Expands

By LKK Law, LLC |

OSHA’s proposed Heat Injury and Illness Prevention rule would establish the first federal regulation governing workplace heat exposure. If finalized, it will require written heat plans, defined temperature triggers, structured hydration and rest protocols, acclimatization procedures, training, and expanded recordkeeping, with significant compliance implications for employers, particularly construction contractors performing outdoor or physically demanding… Read More »

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Update on Illinois Prevailing Wage Act: Full Journeyman Fringe Benefits Required for Apprentices Effective June 30, 2025 | Public Act 104-017 (HB 2488)

By LKK Law, LLC |

Summary: Beginning June 30, 2025, Illinois requires apprentices on “public works” projects to receive full journeyman-level fringe benefits, even if union or apprenticeship program terms say otherwise. “Public works” under the Illinois Prevailing Wage Act (IPWA) includes nearly all fixed works constructed, maintained, or demolished by or for a public body and paid for… Read More »

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Federal Order as of September 30, 2025 and its Impact on DBE, ACDBE, and Prime Vendors

By LKK Law, LLC |

On September 30, 2025, the U.S. Department of Transportation (“DOT”) announced a significant change to the eligibility criteria for its Disadvantaged Business Enterprise (“DBE”) and Airport Concessions DBE (“ACDBE”) Programs. The Interim Final Rule (“IFR”) regarding the Federal DBE Program (49 CFR Parts 23 & 26) took effect on October 3, 2025. The IFR… Read More »

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